Insurance program renewed for the 2026 policy year.

Coverage continues on the same structure for the 2026 policy year: a rider scheduled against each item, rather than one blanket figure spread across a vault.

A per-item rider means a claim is settled against the schedule for that specific piece, using the assay result and weight already on its record. There is no argument about what share of a pooled figure applies to you.

What the coverage does not do

Coverage responds to loss, theft, and physical damage while the item is in our custody, subject to the limits and exclusions printed on your schedule. It does not respond to changes in metal value, and it does not extend to metal held anywhere other than our facilities.

“We would rather you read the exclusions now than discover them during a claim.”

Vault operations · GoldenCor

Every holder receives the full policy summary, exclusions included, before signing a storage agreement. Supplemental riders are available for items whose value sits above the standard schedule.

What changes for existing accounts

Nothing about the structure. Scheduled values are refreshed at renewal against your current inventory, and the updated schedule appears in your digital inventory.

“A rider written against an item is only as good as the record behind the item.”

Records team · GoldenCor

The carrier will be named on this site once we have their written permission to do so.